Credit is the ability to borrow money or access goods or services with the understanding that you'll pay later.
Savings refers to the money that you set aside for future use, rather than spending it on current expenses.
Budgeting is the process of creating a plan to allocate your financial resources, such as your income and savings, in order to achieve your financial goals.
Investing is the act of putting money into financial assets, such as stocks, bonds, and mutual funds, with the goal of generating income or growing the value of the investment over time.
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